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Credit Q&A is the prefered credit partner of If you have questions regarding credit please feel free to email our partners direct! you can visit them online at
Understanding credit can be confusing and there are many questions that you may have for us. Here are a couple of commonly asked questions and some straightforward answers. These are only a feel free to contact us with anything else at This e-mail address is being protected from spambots. You need JavaScript enabled to view it . Or better yet, ask us a question in the comment area below.

Q: Can credit repair agencies guarantee to have accurate data removed from a credit report?
No. This activity is illegal. However, all information on a credit report can be verified to be accurate and not outdated. Credit bureaus have 30 days to complete the verification process or they must amend the credit report to coincide with the dispute.

Q: How long is the credit improvement process?
The credit improvement process is unique for each customer. At Get Credit Healthy, our services are engaged up to 12 months to allow adequate time for the more complicated disputes. However, a majority of the improvement is typically realized in the first 90-120 days.

Q: What legal authority governs the credit industry and repair process?
The federal Fair Credit Reporting Act (FCRA) provides the parameters to the Consumer Reporting Agencies (CRA’s). It is designed to promote accuracy, fairness and privacy of information. It is the FCRA that outlines the timeline and resolution requirements for disputes.
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